I've been using Mint for 3 years to track my spending and visualize my budget — here's what it's like to use the personal finance app
Mint is one of the most popular personal finance apps.
I've been using Mint for three years, and it's helped me track my daily transactions and visualize my spending.
Here's what it's like to use Mint.
I like to track where my money goes so I can make sure that my spending matches my priorities and my budget.
In each decade of your life, you have the opportunity to make financial decisions that can help or hurt you in the future. But it can be hard to think ahead, especially when you’re first starting out and short on cash. So many of us spend our later years scrambling to play catch-up for the money mistakes we made in our youth.
Even if you invested wisely in your 20s and 30s, new pitfalls present themselves at later stages of life, as our circumstances change.
San Francisco's new public trains are clean, spacious and surprisingly quiet — here's what it's like to ride one
The San Francisco region's Bay Area Rapid Transit system rolled out the first 10 trains of its "Fleet of the Future" last year.
The new trains will eventually completely replace the noisy, aging trains currently serving the Bay Area, many of which have been around since the 1970s.
I rode on one of the new BART trains, and was impressed by how clean, spacious, and bike-friendly they were.
11 things to do before you downsize your home, according to an expert who gets hired by seniors to help them declutter
Americans are increasingly looking to downsize their homes. Although downsizing can be liberating, there are several things you need to do before you can move into a smaller home. We spoke to an expert who told us 11 things everyone should do before they downsize. The number of Americans downsizing their homes is skyrocketing. Forty-six percent of baby boomers who sold homes in 2017 were in the process of downsizing, according to a Zillow report.
Millennials are changing financial services — here’s how the industry can better serve their young clients
Millennials don’t have the same relationship to money that older generations do.
Many millennials, born between 1981 and 1996, are currently reaching their prime working and earning years. In 2016, millennials passed baby boomers and Gen Xers and now make up the largest generation employed in the workforce, according to PEW Research Center.
The problem, though, is many started looking for work or launched their careers during the Great Recession and have found it difficult to get secure jobs.
In search of a better deal, most people haggle with car salespeople over everything from the sticker price to the pricey protective undercoating they urge you to sign up for.
But did you know that you can also negotiate and get a better price on everything from home appliances to your groceries?
“Anything is up for negotiation,” says consumer finance expert Andrea Woroch. Bankrate spoke with the price-haggling ace to get tips on how to negotiate a better price on products and services.
If you're not an efficient worker, you may be making your job harder than it needs to be.
Productivity expert Peggy Duncan said organization is the key to efficiency on the job.
Duncan told Business Insider the five biggest ways you're wasting time at work and making your job harder.
Buying a car can be stressful, especially if salespeople are trying to run a scam on you.
Alan Diaz, a branch manager for Cartelligent, listed eight of the most common scams you might encounter at a car dealership.
If a deal seems too good to be true, he said, it probably is.
Buying a car from a car dealership can be a stressful experience.
I moved from Connecticut to San Francisco more than 30 years ago.
I was surprised by several things about living in San Francisco, like the chilly summers and people's shyness about crossing the street.
I'm still not used to all the cultural differences between the East Coast and the West Coast.
You can transfer photos from your iPhone to a Mac or PC computer by connecting the phone to your computer's Photos app.
Here are the corresponding steps for each process.
If you have an iPhone— particularly any recent model of the phone— you also have a professional-quality camera that can catch great pics wherever you are.
But storage for photos is limited on any device (unless you put everything in the cloud), so you may need to offload those great pics from time to time.
Use the Google Translate app to translate languages offline with a few simple steps.
Download available languages onto the Google Translate app when you have an internet connection and translate words and phrases later without cell service or WiFi.
The Google Translate app makes it easier to get by in a country where you don't speak the local language. One could say this app is moving us closer to the universal translators used by crew members on the Enterprise.
After getting in trouble with the IRS, I've figured out the best way to do my taxes for working multiple jobs
Tax Day 2019, the last day to file your 2018 tax return, is Monday, April 15.
If you work more than one job, especially if you're a contractor, extra planning can help you avoid tax hassles.
Don't be afraid of self-employment taxes. They aren't as scary as you think.
If you worked as a contractor, you'll have 1099 income, where you owe all the taxes. If you have W-2 income, aka payroll, your employer will have taken taxes out — but maybe not enough.
Once you have a few billion dollars in the bank, you might get an itch to try something new. At least that seems to be the case with many of the richest people in the world. While some billionaires stick to the businesses that made them rich, many of them have passion projects on the side.
In fact, some billionaires have their fingers in so many pots that it’s hard to say which is their main business and which is a side venture.
Seniors are some of the hardest hit by rising housing costs in Oakland.
OAKLAND, Calif.--Guitar Whitfield, 70, spent much of his life at sea as a merchant marine and a musician on the side. When he returned to Oakland to visit family for the holidays a couple of years ago, he found himself homeless. His brother Bennie brought him to St. Mary’s Center, a nonprofit
I liquidated my employer retirement account in my 20s and it was the worst financial decision I ever made
My career has never followed the traditional nine to five path, so I haven’t had many of the traditional benefits that full time workers enjoy.
I was one of those people who didn’t think I needed health insurance. And I didn’t give much thought to retirement savings until I hit my 40s.